Stonewall Insurance

Rods And Classics




Special Risks

Sport Fishing & Charter Tour Coverage

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Tailored Coverage’s and Special Discounts

Whether you own a bass boat or a thirty foot sport fishing boat, Stonewall Marine has a customizable package for you. Sport fishermen take special pride in taking care of their boats and equipment. These people typically represent reduced risks which allow Stonewall Marine to offer special discounts as well as tailored coverage’s.

The coverage’s that come in a package include:

  1. Watercraft and Equipment Coverage
  2. Watercraft Liability Coverage
  3. Uninsured Boaters Insurance Coverage
  4. Primary Medical Payments Coverage
  5. Personal Effects Coverage
  6. Non-Owned and Loaner Liability Coverage
  7. Newly Acquired Property Coverage
  8. Legal Defense Cost Coverage
  9. Wreck Removal Expense Coverage

Additional coverage’s:

Total Replacement Cost Coverage for watercraft which are five years old or newer. This coverage provides the policyholder the option of replacing the covered watercraft, outboard motor(s), and/or watercraft trailer with a brand new watercraft that is (to the fullest extent possible) the same make, class, size, type and horsepower and which contains comparable equipment should they be a "total loss" or "constructive total loss" during the policy's term.

Disappearing Deductible Coverage Option Endorsement which automatically reduces your Physical Damage Watercraft And Equipment "Deductible" by 25% for each consecutive "claims-free" renewal period under your policy. If you have no losses under any section of this Anglers Advantage Gold Policy over a four (4) year timeframe, you will have a "zero" "Deductible" upon its renewal the fifth year!

Watercraft Custom Wrap Endorsement provides physical loss or damage coverage to the watercraft's custom wrap if applicable to your watercraft!

Fishing Tournament Fee Reimbursement Endorsement reimburses the Insured, subject to a maximum annual limit of $1,000, for any prepaid out-of-pocket fishing tournament "entry fees" if the Insured cannot participate in an upcoming tournament. Cancellation must be due to either a covered loss under this policy to the Insured's watercraft, primary outboard motor/ engine, and or trailer rendering it inoperable or it is still in the process of being repaired or a death in the Insured's immediate family or of the Insured.

Pro Angler/Guide Coverage Endorsement is for local fishing guides that "professionally" guide within 150 miles of their residence or moorage location and for individuals earning 49% or more of their income from fishing and sponsored endorsements. It waives the Private Pleasure Warranty in the policy and customizes it for commercial use.

Advantage Plus Endorsement adds the following coverage’s to your "standard" Anglers Advantage Gold Policy at a nominal additional premium charge:

Rental Reimbursement Coverage for rental of a similar size and type of watercraft while your insured watercraft is in the shop for repair of a covered loss under this policy. The maximum rental reimbursement limit is $1,000 per annual policy term.

Additional Repair Coverage for faulty workmanship or undetected damage that is discovered after an "original" repair from a covered loss under this policy for as long as you continuously stay insured with us.

Hurricane Haul-Out Protection Coverage for $500 of coverage per hurricane, subject to a maximum annual limit of $1,000.

Waiver of Scheduling PERSONAL EFFECTS over $500 in value.

Contaminant Spill / Pollution liability Coverage Endorsement with $500,000 limits at a nominal $25 additional premium charge.

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